Federal Non-bankruptcy Exemptions / Federal Non-Exempt Bankruptcy Exemptions

You may only use these exemptions if you choose the exemptions listed under your state. You may not use these if you choose to use the Federal Bankruptcy Exemptions.

Retirement Benefits

  • 50 USC. §403 – CIA employees
  • 5 USC. §8346 – Civil Service employees
  • 22 USC. §4060 – Foreign service employees
  • 10 USC. §1440 – Military service employees
  • 45 USC.§.231m – Railroad workers
  • 42 USC. §407 – Social Security benefits
  • 38 USC.§3101 – Veteran’s benefits

Survivor’s Benefits

  • 10 USC. §1450 – Military service.
  • 28 USC. §376 – Judges, U.S. court directors
  • 33 USC. §775 – Lighthouse workers
  • Death and Disability Benefits
  • 5 USC. §8130 – U.S. Government employees
  • 33 USC. §916 – Longshoremen, harbor workers
  • 42 USC. §1717 – Military service

Misc.

  • 10 USC. §1035 – Military deposits to savings accounts (while on permanent duty outside the U.S.).
  • 15 USC. §1673 – 75% of earned but unpaid wages (Judge may approve more).
  • 25 USC. §543 & 545 – Klamath Indians tribe benefits
  • 38 USC. §770(g) – Military group life insurance
  • 45 USC. §352(e) – Railroad workers’ unemployment
  • 46 USC. §11110 – Seamen’s clothing
  • 46 USC. §11111 – Seamen’s wages (while on a voyage and pursuant to a written contract)

David S. Osterman 603-626-5452

We remain open during the COVID-19 crises. Under these circumstances, it's important that we remain available to our clients. Most client contacts are being handled through telephone and video conferencing.

 

We are available for necessary in-person client contacts at 66 Hanover Street in Manchester. We are in the Daily Mirror building. Call 603-626-5452