Federal Non-bankruptcy Exemptions / Federal Non-Exempt Bankruptcy Exemptions

You may only use these exemptions if you choose the exemptions listed under your state. You may not use these if you choose to use the Federal Bankruptcy Exemptions.

Retirement Benefits

  • 50 USC. §403 – CIA employees
  • 5 USC. §8346 – Civil Service employees
  • 22 USC. §4060 – Foreign service employees
  • 10 USC. §1440 – Military service employees
  • 45 USC.§.231m – Railroad workers
  • 42 USC. §407 – Social Security benefits
  • 38 USC.§3101 – Veteran’s benefits

Survivor’s Benefits

  • 10 USC. §1450 – Military service.
  • 28 USC. §376 – Judges, U.S. court directors
  • 33 USC. §775 – Lighthouse workers
  • Death and Disability Benefits
  • 5 USC. §8130 – U.S. Government employees
  • 33 USC. §916 – Longshoremen, harbor workers
  • 42 USC. §1717 – Military service

Misc.

  • 10 USC. §1035 – Military deposits to savings accounts (while on permanent duty outside the U.S.).
  • 15 USC. §1673 – 75% of earned but unpaid wages (Judge may approve more).
  • 25 USC. §543 & 545 – Klamath Indians tribe benefits
  • 38 USC. §770(g) – Military group life insurance
  • 45 USC. §352(e) – Railroad workers’ unemployment
  • 46 USC. §11110 – Seamen’s clothing
  • 46 USC. §11111 – Seamen’s wages (while on a voyage and pursuant to a written contract)

David S. Osterman 603-626-5452

We remain open during the COVID-19 crises. Under these circumstances, it's even more important that we remain available to our clients. 
We welcome in-person appointments with vaccinated clients at our office on Hanover Street in Manchester. If you ae not vaccinated we prefer Zoom or Facetime conferences, but if it’s important to you, we will meet at our office. We do ask the unvaccinated to please wear a mask.
We are in the Daily Mirror building. Call 603-626-5452